The Wave Breaker

Financial stability for students

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High school is generally the time when students begin to work and volunteer because some get cars or more freedom. Students are usually anxious to get out of the house, to go and do things for themselves and earn more money to spend on things their parents wont buy for them; however, there are a few tips you might want to know if you have a job or need one.

My first tip for you is for saving money. If you know you will need a certain amount of money, or if you just want to save up, there are many ways to do so. You could save every 5,10, or 20 dollar bill that comes your way depending on how much you want to save! You could also save 25% or 50% of your paycheck for something bigger.

Protecting your investment is an important part of the financial world, but for you it will be much smaller than some. You need to know which bank to go and open a account, which one charges per month to have a account, and to be aware of any hidden fees and what kind of interest you can get.

Setting up goals for the amount of money saved could be a good motivator. Saving a certain amount of money per paycheck, per week, per month or per year could be a great way to amass some savings for large expenses.

“Setting goals for the amount of money I needed to save really helped me. I can spend as much as I want as long as I have a certain amount of money saved and in the bank” explained senior Cheyanne Faulk.

A lot of people forget to ask for raises when they go from a temporary employee to a half-time employee, but this is the time to ask for a raise. If you don’t your employer may withhold the raise, calming you should’ve asked for one if you wanted one.

The world runs on money, so it’s  important that you make sure you are spending and saving it responsibly. So many people struggle because they don’t save, but you can avoid this problem by saving early on. So get to

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Financial stability for students